:root {
            --gm-primary: #0b3d91;
            --gm-primary-dark: #082d6b;
            --gm-primary-light: #1e5cc7;
            --gm-gold: #d4a017;
            --gm-bg: #f8fafc;
            --gm-card: #ffffff;
            --gm-text: #0f172a;
            --gm-text-muted: #64748b;
            --gm-border: #e2e8f0;
        }

        *, *::before, *::after { box-sizing: border-box; }
        html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
        body {
            margin: 0;
            font-family: system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
            line-height: 1.7;
            color: var(--gm-text);
            background: var(--gm-bg);
            -webkit-font-smoothing: antialiased;
            -moz-osx-font-smoothing: grayscale;
        }

        /* === HEADER === */
        .gm-legal-header {
            position: sticky;
            top: 0;
            z-index: 50;
            background: rgba(255,255,255,0.85);
            backdrop-filter: blur(12px);
            -webkit-backdrop-filter: blur(12px);
            border-bottom: 1px solid var(--gm-border);
        }

        .gm-legal-header-inner {
            max-width: 1100px;
            margin: 0 auto;
            padding: 1rem 1.5rem;
            display: flex;
            align-items: center;
            justify-content: space-between;
            gap: 1rem;
        }

        .gm-brand {
            display: flex;
            align-items: center;
            gap: 0.75rem;
            text-decoration: none;
            color: var(--gm-text);
        }

        .gm-brand-logo {
            width: 42px;
            height: 42px;
            border-radius: 50%;
            overflow: hidden;
            border: 2px solid var(--gm-gold);
            background: white;
            flex-shrink: 0;
        }

        .gm-brand-logo img {
            width: 100%;
            height: 100%;
            object-fit: cover;
        }

        .gm-brand-text {
            display: flex;
            flex-direction: column;
            line-height: 1.1;
        }

        .gm-brand-name {
            font-family: Georgia, 'Palatino Linotype', Palatino, serif;
            font-size: 1.25rem;
            font-weight: 700;
            color: var(--gm-primary);
        }

        .gm-brand-sub {
            font-size: 0.6875rem;
            text-transform: uppercase;
            letter-spacing: 0.18em;
            color: var(--gm-text-muted);
            font-weight: 500;
        }

        .back-link {
            display: inline-flex;
            align-items: center;
            gap: 0.375rem;
            color: var(--gm-primary);
            text-decoration: none;
            font-weight: 600;
            font-size: 0.875rem;
            padding: 0.5rem 0.9rem;
            border-radius: 9999px;
            background: rgba(11, 61, 145, 0.06);
            transition: all 0.2s;
        }

        .back-link:hover {
            background: rgba(11, 61, 145, 0.12);
            transform: translateX(-2px);
        }

        /* === HERO === */
        .legal-hero {
            background: linear-gradient(135deg, var(--gm-primary-dark) 0%, var(--gm-primary) 100%);
            color: white;
            padding: 4rem 1.5rem 3rem;
            text-align: center;
            position: relative;
            overflow: hidden;
        }

        .legal-hero::before {
            content: '';
            position: absolute;
            inset: 0;
            background-image:
                repeating-linear-gradient(45deg, transparent, transparent 35px, rgba(255,255,255,0.02) 35px, rgba(255,255,255,0.02) 36px);
        }

        .legal-hero::after {
            content: '';
            position: absolute;
            bottom: -1px;
            left: 0;
            right: 0;
            height: 4px;
            background: linear-gradient(90deg, var(--gm-gold) 0%, #e8b943 50%, var(--gm-gold) 100%);
        }

        .legal-hero-inner {
            position: relative;
            max-width: 800px;
            margin: 0 auto;
        }

        .legal-eyebrow {
            display: inline-block;
            padding: 0.375rem 1rem;
            background: rgba(212, 160, 23, 0.18);
            color: var(--gm-gold);
            border: 1px solid rgba(212, 160, 23, 0.4);
            border-radius: 9999px;
            font-size: 0.6875rem;
            font-weight: 700;
            text-transform: uppercase;
            letter-spacing: 0.2em;
            margin-bottom: 1.25rem;
        }

        .legal-hero h1 {
            font-family: Georgia, 'Palatino Linotype', Palatino, serif;
            font-size: clamp(2.25rem, 5vw, 3.5rem);
            font-weight: 700;
            margin: 0 0 0.75rem;
            letter-spacing: -0.02em;
        }

        .legal-hero p {
            font-size: 1rem;
            color: rgba(255,255,255,0.8);
            margin: 0;
            max-width: 560px;
            margin-left: auto;
            margin-right: auto;
        }

        /* === CONTAINER === */
        .container {
            max-width: 800px;
            margin: -2rem auto 0;
            padding: 0 1.5rem 5rem;
            position: relative;
            z-index: 2;
        }

        .legal-card {
            background: var(--gm-card);
            border-radius: 20px;
            padding: 2.5rem 2.25rem;
            box-shadow:
                0 20px 50px -20px rgba(0,0,0,0.15),
                0 0 0 1px rgba(0,0,0,0.04);
        }

        @media (min-width: 640px) {
            .legal-card {
                padding: 3.25rem;
            }
        }

        h2 {
            font-family: Georgia, 'Palatino Linotype', Palatino, serif;
            font-size: 1.5rem;
            font-weight: 700;
            margin: 2.25rem 0 1rem;
            color: var(--gm-primary);
            position: relative;
            padding-left: 1rem;
        }

        h2::before {
            content: '';
            position: absolute;
            left: 0;
            top: 0.4rem;
            bottom: 0.4rem;
            width: 4px;
            background: linear-gradient(180deg, var(--gm-primary) 0%, var(--gm-gold) 100%);
            border-radius: 2px;
        }

        h2:first-of-type {
            margin-top: 0;
        }

        p {
            margin: 0 0 1rem;
            color: var(--gm-text);
        }

        .info-block {
            background: linear-gradient(135deg, rgba(11,61,145,0.04) 0%, rgba(212,160,23,0.04) 100%);
            border: 1px solid rgba(11,61,145,0.1);
            border-radius: 14px;
            padding: 1.25rem 1.5rem;
            margin: 1rem 0 1.5rem;
        }

        .info-block strong {
            color: var(--gm-primary);
            font-weight: 700;
        }

        .contact-grid {
            display: grid;
            gap: 1rem;
            margin: 1rem 0;
        }

        @media (min-width: 540px) {
            .contact-grid {
                grid-template-columns: repeat(2, 1fr);
            }
        }

        .contact-item {
            display: flex;
            align-items: flex-start;
            gap: 0.75rem;
            padding: 0.875rem 1rem;
            background: var(--gm-bg);
            border-radius: 10px;
            border: 1px solid var(--gm-border);
        }

        .contact-item svg {
            flex-shrink: 0;
            color: var(--gm-primary);
            margin-top: 0.125rem;
        }

        .contact-item-label {
            font-size: 0.75rem;
            text-transform: uppercase;
            letter-spacing: 0.08em;
            font-weight: 600;
            color: var(--gm-text-muted);
            margin-bottom: 0.125rem;
        }

        .contact-item-value {
            color: var(--gm-text);
            text-decoration: none;
            font-weight: 500;
            word-break: break-word;
        }

        .contact-item-value:hover {
            color: var(--gm-primary);
            text-decoration: underline;
        }

        /* === FOOTER === */
        .gm-legal-footer {
            background: linear-gradient(180deg, var(--gm-primary-dark) 0%, #051e4d 100%);
            color: rgba(255,255,255,0.7);
            padding: 2.5rem 1.5rem;
            font-size: 0.875rem;
        }

        .gm-legal-footer-inner {
            max-width: 1100px;
            margin: 0 auto;
            display: flex;
            flex-wrap: wrap;
            gap: 1.5rem;
            align-items: center;
            justify-content: space-between;
        }

        .gm-legal-footer-links {
            display: flex;
            flex-wrap: wrap;
            gap: 1.25rem;
        }

        .gm-legal-footer-links a {
            color: rgba(255,255,255,0.85);
            text-decoration: none;
            font-weight: 500;
            transition: color 0.2s;
        }

        .gm-legal-footer-links a:hover {
            color: var(--gm-gold);
        }

        .gm-legal-footer-copy {
            color: rgba(255,255,255,0.55);
            font-size: 0.8125rem;
        }